Insurance & Workers Comp for Contractors

Insurance coverage is necessary for the legal operation of businesses in California. Insurance is also an ever-increasing cost of doing work as a contractor. Because of the need for affordable insurance and the requirements of law, P.I.P.E. was instrumental in the establishment of the Contractors and Workers Insurance Agency.

Contractors and Workers Insurance Agency, Inc. (CWI) was established in 1994 under the direction of P.I.P.E. with the stated purpose of offering competitive insurance products to Signatory Contractors and Union Members affiliated with District Council 16.

CWI is a California licensed general insurance agency offering all lines of personal and commercial coverages throughout Southern California. Since 1995 CWI has been operated by K-C Insurance Agency, Inc. and its President, Chris R. Reinhardt, CIC so that the combined resources and expertise of both firms can be utilized for the benefit of their clients.

In 1994 CWI, working with Contractors Collectively-Bargained Safety Association, Inc. developed one of the first Alternative Dispute Resolution (ADR) Workers' Compensation Programs in the State of California. This program has helped many District Council 16 Signatory Contractors reduce their overall workers' compensation expense. In addition the program provides injured members a number of benefits not available under the normal claims process. In the past 10 years it is estimated that the P.I.P.E. ADR W/C program has saved its clients over $5,000,000.

Currently there are 4 approved insurance carriers in our program: State Compensation Insurance Fund, SeaBright Insurance Company, Majestic Insurance Company and ZURICH Insurance Company. Under this program we can assist large to small employers including new employers with their Workers' Compensation needs.

Our goal is to provide our clients with quality coverage's at an affordable premium with financially responsible insurance carriers. We offer all lines of coverage from Homeowners, Automobile, Life to Commercial Packages including Bonding. Please feel free to give us a call with any questions you may have.

Please contact KC Insurance at (800) 496-2496 or the P.I.P.E. Office at (800) 457-7473.

Safety Resource

The PIPE Safety Resource Coordinator is Chris Reinhardt. For safety issues, please call or email Mr. Reinhardt.

K C Insurance
24124 Sunnymead Bl
Moreno Valley, CA 92553
800-496-2496
kcinsuranc@aol.com